Our Services

Services

AGW provides customised advisory services and solutions that adopt a holistic perspective towards your financial circumstances.

What we do

We understand that each client has unique financial goals and circumstances, which is why we carefully consider your present circumstances and anticipate future requirements, offering expert guidance across a wide range of products and services, including:

– Investment Advice and Administration
– Superannuation
– Cash Flow Management
– Debt Management
– Retirement Planning
– Wealth Protection and Personal Insurance
– Wealth Accumulation
– Estate Planning
– Direct Broking Services

01

Investment Advice and Administration

Our expert advisors undertake deep research into every asset within your portfolio and offer tailored solutions and advice on:

– Portfolio construction
– Risk profiling
– Mandate creation
– Ongoing management, administration and advisory
– Tactical and strategic asset allocation
– Corporate actions

02

Superannuation

Our comprehensive advisory services for personal superannuation include:

– Fund choice, including retail, industry super and SMSF
– Contribution advice on key factors such as limits, caps and timing
– Pension planning and management
– Small business concessions
– Investment management services for underlying funds

03

Cash Flow Management

Accurate tracking of your income and expenses to forecast your cash flow needs effectively. Our services include:

– Budgeting strategies
– Expense tracking
– Income forecasting
– Cash flow optimisation

04

Debt Management

Professional financial planning and budgeting to get your debt under control. We offer:

– Debt consolidation strategies
– Loan structuring advice
– Repayment planning
– Interest rate management

05

Retirement Planning

Strategic preparation for your future to ensure you meet both financial and lifestyle goals. Our services include:

– Retirement income planning
– Transition To Retirement (TTR) pensions
– Commencing/rolling over Account-Based Pensions (ABP)
– Superannuation drawdown strategies

06

Wealth Protection and Personal Insurance

Our expert advisors provide in-depth advice on wealth protection and life insurance, including death, TPD and income protection both inside and outside super. We assist with:

– Policy reviews
– Levels of cover
– Provision of quotes
– Claim management
– Underwriting
– Key person policies
– Buy and sell (Put/Call) arrangements

07

Wealth Accumulation

Developing strategies and actionable plans for acquiring money, properties or other valuable assets. Our services include:

– Savings plans
– Investment strategies
– Wealth growth monitoring

08

Estate Planning

Estate planning involves more than simply updating your will. It creates a comprehensive and legally sound framework to protect and transition your wealth with certainty of outcome, financial efficiency and tax effectiveness. Our experienced advisors guide you through every stage of this complex process. Our services include:

– Comprehensive estate plan creation
– EPOA, POA and Enduring Guardianship
– Trust establishment and management
– Tax-effective strategies
– Succession planning
– Asset protection
– Beneficiary designation
– Coordination with legal professionals

09

Direct Broking Services

Our direct broking services provide high-speed access to ASX and Chi-X markets, offering a range of tools and integrations for efficient trading and portfolio management. Our services include:

– Direct execution with high-speed access to ASX and Chi-X markets
– Trading in listed equities, ETFs, XTBs (Exchange Traded Bonds), warrants and mFunds
– 24-hour online access to view your portfolio, stock quotes, contract notes, financial ledger and outstanding orders
– Algorithms for contingent orders, switches and VWAP executions
– Portfolio valuation, transaction, P&L and holdings reports
– Integrations with platforms such as MLC, BT and CFS
– Integration with Class Super, providing daily reporting for SMSFs, companies, trusts and individuals
– Access to the IRESS trading platform